Moneychanger's Shop The Nerath Campaign & The Nerath Timeline The current year for our Nerath campaign is set during the year 103AE. Inspired By Gary Gygax

The Moneychanger's Shop is a small bank business in Phandalin that offers secured storage to the merchants and traders that come through Phandalin. It is owned and operated by a man by the name of Stephon Winterghast.

The Moneychanger's Shop is located on the north side of the settlement and has been well established since the early days of Phandalin. It carries a good working reputation with it's customers and the people of Phandalin. The bank is established within a well-secured building that is rumored to have magical wards placed all through the structure by a passing wizard years ago to assist in the location remaining secure at all times . . . no one has put that rumor to the test though.

This local Moneychanger's Shop is endorsed by townmaster Harbin Wester and during all business hours one can always find at least two guards stationed inside the Moneychanger's Shop that are locally hired by the owner of the shop. The location offers a fairly straightforward service. Individuals can deposit their hard-earned coin within the secured building and withdraw the same amount at a later date. Information about the amounts of transactions and the bank's clientele are kept secret. The Moneychanger's Shop handling fees are 3% for all coin deposits and storage (no matter the length of time the bank holds a customers coin and valuables) and 4% are non coin valuables stored within the bank.

The Phandalin Moneychanger's Shop does not offer loans to customers. It is strictly a location within Phandalin that exchanges coin and stores valuables for this in need "at a small fee of course". Storge of items has no time limit but the storage fees do adjust with the length of time the items are stored here.